Umbrella Insurance

Don McGill Insurance Group is a premier insurance company based in Texas. It offers a range of insurance policies, including umbrella insurance. The state of Texas does not require anyone to have umbrella insurance. However, if you have considerable financial exposure because of the properties that you own or your lifestyle, it may be a good idea to take out umbrella insurance.

Umbrella insurance provides resources that go beyond the limits of your current policy. It can cover you in the case of personal injury, property damage, or accidents involving your automobile or watercraft. Umbrella insurance can also help protect you against lawsuits. It can be used in situations not covered by your other policies, including false arrest, libel, and slander. You cannot use this insurance if you have committed a criminal or intentional act that caused harm to someone else. Nor does it cover any liability you assume under contract.

One of its greatest advantages is that umbrella insurance can offset the cost of litigation. Contending with civil suits can take years and cost a great deal of money. If you are like most people, you cannot afford such legal expenses. Having umbrella insurance will help you manage the financial toll of long-term litigation.

No matter your circumstances, Don McGill Insurance Group can help craft an umbrella insurance policy to meet your needs. We believe the client is the best judge of what they do and do not need in a policy. When writing your umbrella insurance policy, the service representative you work with will be guided by your priorities, concerns, and goals. At Don McGill Insurance Group, we believe everyone who takes out an insurance policy with us should know what to expect. To that end, the service representative you work with will go through the document point by point until you understand it.